Inventory buying and selling within the UK has by no means been extra accessible, however with dozens of platforms competing for consideration, choosing the right one may be overwhelming. Whether or not you’re a retail investor, a day dealer, or somebody constructing a long-term portfolio, selecting the greatest inventory buying and selling app within the UK could make a giant distinction to your outcomes.
We’ve examined and in contrast greater than 40 platforms and narrowed them right down to the 20 greatest buying and selling apps for 2025. This checklist is designed for UK buyers, from full freshmen to seasoned merchants.
Why this issues:
In response to the Monetary Conduct Authority (FCA), greater than 5 million folks within the UK now maintain retail funding accounts, a quantity rising yr on yr.
A current research exhibits 68% of UK retail buyers favor cell buying and selling apps over desktop platforms, underlining the significance of user-friendly and cost-effective options.
What’s a Inventory Buying and selling App?
A inventory buying and selling app is a cell or desktop platform that enables buyers to purchase, promote, and monitor shares, ETFs, and different securities in actual time. These apps have reshaped how UK buyers take part within the markets by providing:
Immediate execution of trades.
Fractional shares, making high-value shares extra accessible.
Academic assets for freshmen.
Superior charting and evaluation instruments for professionals.
For UK merchants, a great buying and selling app means decrease charges, FCA regulation for security, and easy performance on each iOS and Android.
Fast Comparability of Inventory Buying and selling Apps in UK
Since UK merchants care most about charges, regulation, ease of use, cell expertise, and obtainable property, we’ll examine the apps based mostly on:
Finest For
Beginning Worth / Charges
Free Trial?
Distinctive Function
Regulation & Security
App Title
Finest For
Beginning Worth / Charges
Free Trial?
Distinctive Function
Regulation & Security
eToro
Social buying and selling & freshmen
0% fee
Sure
CopyTrading
FCA regulated
Buying and selling 212
Fee-free investing
£1 minimal
Sure
Fractional shares
FCA regulated
Freetrade
Learners with small capital
£2/month premium
Sure
ISA help
FCA regulated
IG
Lively merchants
£8 fee
No
Superior charting
FCA regulated
Saxo Markets
Professionals
£500 minimal deposit
No
International market entry
FCA regulated
Plus500
CFD merchants
Variable spreads
Sure
Threat administration instruments
FCA regulated
Hargreaves Lansdown
Lengthy-term buyers
0.45% annual price
No
ISA & SIPP choices
FCA regulated
Interactive Investor
Severe buyers
£9.99/month
No
Flat price construction
FCA regulated
Capital.com
Learners & CFDs
0% fee
Sure
AI-powered insights
FCA regulated
FinecoBank
European merchants
£2.95 fee
No
Multi-market entry
FCA regulated
DEGIRO
Low-cost buying and selling
£1.75 fee
No
International ETFs
FCA regulated
Robinhood UK*
US inventory merchants (coming 2025)
Fee-free
Sure
Choices buying and selling
FCA regulated
XTB
Foreign exchange & CFD merchants
0% fee
Sure
Market evaluation instruments
FCA regulated
AvaTrade
CFD buying and selling & foreign exchange
Variable spreads
Sure
CopyTrader options
FCA regulated
Libertex
CFD freshmen
0% fee
Sure
Demo buying and selling
FCA regulated
Wealthify
Passive buyers
0.6% annual price
Sure
Robo-advisory
FCA regulated
Nutmeg
Lengthy-term portfolio constructing
0.75% annual price
Sure
Managed portfolios
FCA regulated
Stake
US shares for UK merchants
0% fee
Sure
Fractional US shares
FCA regulated
CMC Markets
Lively CFD merchants
Variable spreads
No
Professional-level instruments
FCA regulated
Revolut
Informal buyers
From £1 fee
Sure
Multi-asset entry
FCA regulated
Finest Inventory Buying and selling Apps in UK 2025
Right here’s the complete breakdown of the 20 greatest inventory buying and selling apps. Every part features a deep dive into options, pricing, execs/cons, and who it’s greatest for.
1. eToro – Social Buying and selling Made Easy
eToro is likely one of the hottest inventory buying and selling apps within the UK, extensively recognised for its social buying and selling options. With over 30 million customers worldwide, the platform caters to freshmen who need to commerce shares, ETFs, and cryptocurrencies with out getting misplaced in technical complexity. Its FCA regulation provides an additional layer of belief, and the power to repeat top-performing merchants makes it engaging to newcomers.
Key Options
CopyTrading
eToro’s signature function, CopyTrading, permits you to robotically mirror the portfolios of profitable merchants. That is particularly helpful for freshmen who need to be taught whereas investing. It reduces the decision-making stress by following methods already examined by professionals.
Zero-Fee Inventory Buying and selling
The platform presents 0% fee on actual shares, which suggests extra revenue stays in your pocket. For UK buyers seeking to construct diversified portfolios with out heavy charges, it is a standout profit.
Fractional Shares
With fractional shares, you don’t want a whole bunch of kilos to purchase costly shares like Amazon or Tesla. eToro makes big-name corporations accessible to small-scale buyers beginning with as little as £10.
Multi-Asset Entry
Past shares, eToro supplies entry to ETFs, crypto, commodities, and foreign exchange. This multi-asset help makes it best for merchants who need all-in-one flexibility with out juggling a number of accounts.
Digital Portfolio
eToro features a $100,000 demo account, letting freshmen apply buying and selling risk-free earlier than committing actual cash. It’s among the finest methods to construct confidence out there.
Execs & Cons
Execs
Cons
Consumer-friendly interface
Restricted superior charting
Zero fee on shares
£3.85 withdrawal price
FCA regulated
Forex conversion charges
CopyTrading for freshmen
Spreads may be extensive
Wide selection of property
Some options geo-restricted
Pricing
Shares & ETFs: 0% fee
CFDs: Variable spreads
Minimal Deposit: £10 (UK)
Withdrawal Charge: £3.85
Finest For Learners and Social Merchants within the UK
eToro is greatest fitted to:
New buyers — who need steerage by copying consultants.
Half-time merchants — in search of a easy, low-barrier entry.
Crypto-curious buyers — who additionally need inventory market publicity.
UK freshmen — attracted by FCA-regulated security and demo accounts.
Should you’re simply beginning, use CopyTrading to observe merchants with constant efficiency. A hidden benefit? Many UK customers overlook eToro’s Sensible Portfolios (themed funding bundles), which allow you to spend money on sectors like tech or renewable vitality with out selecting particular person shares.
Learn how to Use eToro for UK Buying and selling Success
Arrange your free digital portfolio first, check totally different methods, then shift progressively into dwell buying and selling. All the time test the FCA license particulars for peace of thoughts.
Finest Alternate Instrument
Buying and selling 212 — one other commission-free platform that’s wonderful for freshmen who need extra UK-focused inventory choices.
2. Buying and selling 212 – Fee-Free Investing for Everybody
Buying and selling 212 is likely one of the most downloaded inventory buying and selling apps within the UK, significantly beloved for its commission-free investing and beginner-friendly setup. With over 2 million lively customers, it caters to each informal buyers and people desirous to dip their toes into fractional shares. It’s absolutely regulated by the FCA and has develop into a go-to platform for UK buyers preferring simplicity with flexibility.
Key Options
Fee-Free Inventory and ETF Trades
Buying and selling 212 fees no fee on inventory or ETF trades, making it a favorite amongst retail merchants who need to preserve prices minimal.
Fractional Shares from £1
Traders should purchase into international corporations like Apple or Amazon for as little as £1. This function opens doorways for freshmen with smaller budgets to diversify throughout blue-chip shares.
ISA Accounts
In contrast to many international apps, Buying and selling 212 helps Shares & Shares ISAs, which permit UK buyers to commerce tax-efficiently. This makes it significantly interesting for long-term savers.
Apply Mode
The app features a digital buying and selling function, letting customers experiment with a simulated £50,000 portfolio. It’s a secure surroundings to check methods earlier than shifting into actual cash.
Clear and Intuitive Cell Expertise
The app’s interface is modern, minimal, and simple to navigate. For merchants new to cell investing, this simplicity makes the expertise much less intimidating.
Execs & Cons
Execs
Cons
Zero fee on shares & ETFs
Restricted superior analytics
FCA regulated
Occasional app downtime
Fractional shares from £1
No crypto buying and selling
ISA account help
Cellphone help not obtainable
Simple-to-use interface
Common options typically capped
Pricing
Shares & ETFs: 0% fee
ISA Account: Free as much as £20,000 allowance
CFDs (on Buying and selling 212 CFD app): Variable spreads
Minimal Deposit: £1
Finest For Newbie to Intermediate UK Traders
Buying and selling 212 works greatest for:
New UK buyers — in search of a secure and simple entry level.
ISA-focused savers — who need tax-efficient investing.
Finances-conscious merchants — beginning with simply £1.
ETF patrons — considering commission-free diversified funds.
Should you’re UK-based, open a Buying and selling 212 ISA account to learn from tax financial savings whereas investing commission-free. Somewhat-known tip is to make use of their “Pie” function to construct and automate customized portfolios, nice for dollar-cost averaging.
Learn how to Use Buying and selling 212 for UK Investing Success
Arrange an ISA for those who’re within the UK, construct a diversified “Pie” portfolio, and use fractional shares to achieve publicity to costly international corporations with out over-committing capital.
Finest Alternate Instrument
Freetrade — one other UK-based commission-free platform that additionally helps ISA accounts and has a powerful concentrate on newbie buyers.
3. Freetrade – Easy Investing with ISA Assist
Freetrade is a UK-based inventory buying and selling app designed with freshmen in thoughts. In contrast to many international apps, Freetrade focuses particularly on UK buyers, providing commission-free trades, ISA accounts, and a easy mobile-first design. With over 1 million customers, it appeals to those that need long-term investing with out overcomplicated options.
Key Options
Fee-Free Inventory Buying and selling
Freetrade permits you to spend money on UK and US shares with out paying fee. This makes it cost-effective for merchants constructing portfolios progressively.
Shares & Shares ISA
For UK buyers, Freetrade’s ISA help is a significant benefit. You’ll be able to make investments as much as £20,000 yearly in a tax-free wrapper, serving to you retain extra of your returns.
Fractional Shares
Much like Buying and selling 212, Freetrade permits fractional share investing. This permits entry to high-value shares like Alphabet or Tesla with smaller quantities.
Clear, Newbie-Pleasant Interface
The platform is stripped of pointless complexity, making it straightforward to make use of for these simply beginning their investing journey.
Subscription Tiers
Freetrade presents premium tiers comparable to Freetrade Plus, which embody entry to extra shares, precedence customer support, and superior options like restrict orders.
Execs & Cons
Execs
Cons
Fee-free trades
Smaller inventory choice than rivals
ISA account help
Superior charting restricted
FCA regulated
Subscription charges for extras
Fractional shares obtainable
No crypto buying and selling
Newbie-friendly app
No desktop platform
Pricing
Shares & ETFs: 0% fee
ISA Account: £5.99/month (tax-free investing)
Freetrade Plus: £9.99/month (extra shares & options)
Minimal Deposit: £2
Finest For UK Traders Who Need Lengthy-Time period Tax-Environment friendly Portfolios
Freetrade is particularly fitted to:
Lengthy-term UK buyers — centered on ISA tax advantages.
Learners — who need a easy, easy-to-use platform.
Small buyers — beginning with only a few kilos.
ETF patrons — in search of cost-effective diversification.
Should you plan to speculate long run, Freetrade’s ISA account is a powerful cause to choose it over international apps. A tip many miss: Freetrade Plus not solely offers entry to extra shares but additionally provides restrict orders, an important instrument for disciplined merchants.
Learn how to Use Freetrade for UK ISA Progress
Use the ISA to develop a tax-free portfolio, begin with fractional shares to diversify, and take into account upgrading to Plus if you need broader entry and buying and selling options.
Finest Alternate Instrument
Hargreaves Lansdown — a extra established UK dealer with ISA and SIPP help, best for these wanting broader providers past simply cell buying and selling.
4. IG – Superior Buying and selling Platform for Lively Traders
IG is likely one of the oldest and most trusted inventory buying and selling apps within the UK, based in 1974. Recognized for its superior buying and selling instruments and extensive market entry, IG is constructed for critical and lively merchants who want greater than only a beginner-friendly platform. It’s FCA regulated and presents the whole lot from conventional inventory investing to CFDs and foreign exchange, making it some of the versatile platforms available on the market.
Key Options
Superior Charting Instruments
IG supplies professional-grade charts with over 100 technical indicators. Lively merchants can use these to carry out in-depth market evaluation and construct exact buying and selling methods.
Entry to International Markets
IG grants entry to greater than 17,000 markets, together with shares, ETFs, indices, foreign exchange, and commodities. For merchants who need publicity past the UK, IG delivers unmatched breadth.
Training and Analysis Hub
IG Academy presents free on-line programs, dwell webinars, and tutorials to assist merchants enhance. This makes it interesting to each freshmen and skilled merchants seeking to refine their expertise.
Net, Cell, and Desktop Platforms
In contrast to mobile-first opponents, IG presents full buying and selling performance throughout net and desktop platforms alongside its cell app. This flexibility appeals to merchants preferring multi-device accessibility.
ISA and SIPP Accounts
Lengthy-term UK buyers can profit from ISA and SIPP choices for tax-efficient investing. This positions IG as a powerful selection for retirement planning in addition to short-term buying and selling.
Execs & Cons
Execs
Cons
Entry to 17,000+ markets
Larger buying and selling charges than some apps
Superior charting & analytics
£8 fee on UK shares
FCA regulated
Studying curve for freshmen
ISA and SIPP choices
Minimal deposit required
Trusted dealer since 1974
No free trial like rivals
Pricing
UK Shares: £8 fee (drops to £3 after 10+ trades/month)
US Shares: £10 fee (decreased with frequent buying and selling)
CFDs & Foreign exchange: Variable spreads
ISA/SIPP Accounts: Annual charges apply
Minimal Deposit: £250
Finest For Lively UK Merchants and Professionals
IG is greatest fitted to:
Lively merchants — needing superior charting and evaluation instruments.
International buyers — wanting entry to worldwide markets.
Lengthy-term UK savers — in search of ISA and SIPP tax wrappers.
Skilled merchants — requiring desktop buying and selling capabilities.
IG is a powerhouse for lively merchants. Should you’re buying and selling incessantly, benefit from their decreased fee construction after 10 trades monthly. Professional tip: use IG Academy to enhance your technical buying and selling expertise — a free useful resource many overlook.
Learn how to Use IG for UK Market Entry
Use the platform’s international attain to diversify throughout markets. Mix ISA/SIPP accounts for long-term planning whereas utilizing the CFD platform for lively, short-term buying and selling.
Finest Alternate Instrument
Saxo Markets — one other sturdy choice for professionals looking for superior instruments and extensive market protection.
5. Saxo Markets – Skilled-Grade Platform for Severe Traders
Saxo Markets is a premium inventory buying and selling app within the UK tailor-made for critical {and professional} buyers. Recognized for its highly effective platforms (SaxoTraderGO and SaxoTraderPRO), Saxo presents entry to 40,000+ devices throughout 60 markets worldwide. Whereas its increased deposit necessities could deter freshmen, its instruments and international attain make it a high choose for superior merchants who demand sophistication and adaptability.
Key Options
International Market Entry
With Saxo, you’ll be able to commerce UK and worldwide shares, ETFs, bonds, foreign exchange, and commodities. Few apps within the UK supply this breadth, making it best for diversification.
SaxoTraderGO and PRO Platforms
The 2 buying and selling platforms are designed for various ranges. SaxoTraderGO works effectively for superior retail merchants, whereas SaxoTraderPRO presents institutional-grade charting and execution for professionals.
Threat Administration Instruments
Saxo supplies superior order sorts and danger instruments comparable to cease limits, trailing stops, and margin safety. These options give professionals extra management over their methods.
Analysis and Evaluation
Saxo Markets contains entry to premium analysis experiences, market commentary, and buying and selling indicators, giving merchants an informational edge.
Account Varieties
Past commonplace accounts, Saxo presents skilled and VIP accounts with tighter spreads, private relationship managers, and unique options.
Execs & Cons
Execs
Cons
Entry to 40,000+ devices
£500 minimal deposit
Skilled buying and selling instruments
Larger charges for smaller buyers
FCA regulated
Platforms could overwhelm freshmen
Robust international attain
No free buying and selling like rivals
Premium analysis entry
Finest options locked to VIP tiers
Pricing
UK Shares: £5.99 per commerce (quantity reductions apply)
US Shares: $3 per commerce
CFDs & Foreign exchange: Variable spreads
Minimal Deposit: £500
Premium Accounts: Larger deposits required (£200,000 for VIP)
Finest For Superior and Skilled UK Merchants
Saxo is ideal for:
Skilled merchants — in search of pro-level instruments.
Excessive-net-worth buyers — who need international entry.
Institutional-style merchants — who want tight spreads and quick execution.
UK buyers looking for analysis — counting on professional-grade insights.
Saxo is a critical platform for critical merchants. If you wish to cut back buying and selling prices, purpose for increased month-to-month volumes to qualify for discounted commissions. A tip: even for those who don’t qualify for VIP, SaxoTraderGO nonetheless supplies excellent charting and execution in comparison with most retail apps.
Learn how to Use Saxo Markets for Skilled Buying and selling
Use SaxoTraderPRO if you need probably the most superior setup. For normal superior merchants, SaxoTraderGO strikes a steadiness between options and value. Pair this with Saxo’s analysis hub to achieve market insights others may miss.
Finest Alternate Instrument
IG — a powerful various for superior merchants who need high-level instruments however with a decrease minimal deposit requirement.
6. Plus500 – CFD Buying and selling with Threat Administration Instruments
Plus500 is a well-established CFD buying and selling app within the UK that caters primarily to short-term merchants and people considering leveraged merchandise. With over 22 million registered customers worldwide, it’s recognized for its intuitive cell interface and complete vary of CFDs on shares, indices, foreign exchange, commodities, ETFs, and choices. FCA regulation ensures safety, and its built-in danger administration instruments set it aside for UK merchants.
Key Options
Broad CFD Choice
Plus500 supplies entry to 1000’s of CFD devices throughout international markets, making it a flexible selection for merchants preferring speculative alternatives.
Unfavorable Stability Safety
This function ensures merchants by no means lose more cash than they deposit, a vital security web when buying and selling leveraged CFDs.
Threat Administration Instruments
Plus500 contains superior order sorts like assured stop-loss orders, trailing stops, and worth alerts. These instruments permit merchants to handle danger extra successfully.
Intuitive Cell App
The Plus500 app is streamlined and user-friendly, designed for quick commerce execution and ease of navigation. It appeals particularly to mobile-first merchants.
Free Demo Account
Customers can practise buying and selling with a risk-free demo account, serving to freshmen familiarise themselves with CFDs earlier than buying and selling with actual cash.
Execs & Cons
Execs
Cons
Entry to extensive CFD vary
CFDs solely, no actual inventory possession
FCA regulated
In a single day charges on leveraged trades
Unfavorable steadiness safety
Restricted analysis instruments
Simple-to-use cell app
Restricted academic content material
Threat administration options
Spreads can fluctuate considerably
Pricing
CFDs: Variable spreads relying on instrument
In a single day Financing: Charges apply for holding leveraged positions
Withdrawal Charges: None (financial institution fees could apply)
Minimal Deposit: £100
Finest For CFD Merchants and Brief-Time period Speculators within the UK
Plus500 works greatest for:
Brief-term merchants — seeking to speculate on worth strikes.
CFD specialists — needing entry to leveraged markets.
UK freshmen — testing methods on the free demo account.
Threat-conscious merchants — who worth assured stop-loss orders.
Plus500 is good for many who favor buying and selling CFDs over proudly owning shares. Professional tip: make use of assured stop-loss orders — they could price a small premium, however they’ll prevent from sudden market gaps.
Learn how to Use Plus500 for Safer CFD Buying and selling
Start with the demo account, find out how spreads and in a single day charges influence income, and at all times use stop-loss orders. For UK merchants, keep on with FCA-regulated accounts to make sure compliance and security.
Finest Alternate Instrument
Capital.com — one other FCA-regulated CFD platform with AI-driven insights and robust academic assets.
7. Hargreaves Lansdown – Trusted Dealer for Lengthy-Time period UK Traders
Hargreaves Lansdown (HL) is the UK’s largest funding platform, with over 1.8 million shoppers and £120bn in property underneath administration. Recognized for reliability and repair, HL presents shares, ETFs, funds, ISAs, and pensions. Whereas charges are increased than newer apps, its fame, analysis instruments, and breadth of funding choices make it a high choose for long-term UK buyers.
Key Options
Broad Vary of Funding Choices
HL helps shares, funds, ETFs, funding trusts, and bonds. This makes it engaging to UK buyers looking for a full-service dealer.
ISA and SIPP Accounts
HL is likely one of the strongest selections for tax-efficient investing. You’ll be able to open a Shares & Shares ISA or a Self-Invested Private Pension (SIPP), making it best for retirement planning.
Analysis and Recommendation
The platform presents detailed market evaluation, analysis experiences, and even monetary recommendation for shoppers who need further steerage.
Net and Cell Platforms
HL presents each net and cell platforms, making certain comfort whether or not you like a desktop or app-based expertise.
Robust Buyer Assist
One in every of HL’s standout factors is its UK-based buyer help, which is constantly rated extremely in comparison with many app-only rivals.
Execs & Cons
Execs
Cons
FCA regulated
Larger charges than rivals
ISA and SIPP choices
£11.95 buying and selling price until frequent dealer
Robust analysis instruments
App much less trendy than opponents
Large funding vary
No commission-free trades
Trusted fame
Extra fitted to long-term buyers
Pricing
UK Shares: £11.95 per commerce (decreased to £5.95 for frequent merchants)
Funds: Annual cost of 0.45% (tiered)
ISA/SIPP Charges: Identical as fund charges
Minimal Deposit: £1 for funds, £100 for shares
Finest For Lengthy-Time period UK Traders and Retirement Planning
HL is greatest fitted to:
Lengthy-term buyers — in search of stability and broad market entry.
ISA savers — who need tax-efficient investing.
SIPP customers — specializing in retirement planning.
Analysis-driven merchants — who worth in-depth experiences and steerage.
Should you’re constructing a critical long-term portfolio, HL is definitely worth the increased charges due to its breadth of choices and robust service.
Professional tip: Frequent merchants ought to purpose for 10+ trades/month to chop share dealing charges almost in half.
Learn how to Use Hargreaves Lansdown for Retirement and Wealth Constructing
Arrange an ISA for tax-free financial savings and take into account including a SIPP for retirement planning. Use HL’s analysis instruments to display funds and ETFs tailor-made to your objectives.
Finest Alternate Instrument
Interactive Investor — one other full-service UK dealer, however with a flat month-to-month price mannequin that will swimsuit frequent buyers higher.
8. Interactive Investor – Flat-Charge Dealer for Severe UK Traders
Interactive Investor (II) is likely one of the largest inventory buying and selling platforms within the UK, serving over 400,000 shoppers. In contrast to commission-free apps, it makes use of a flat month-to-month price mannequin, which might work out cheaper for critical buyers with bigger portfolios. It presents a variety of investments, together with shares, ETFs, funds, trusts, and pensions, and is FCA regulated.
Key Options
Flat Month-to-month Charge
As an alternative of percentage-based account charges, II fees a flat month-to-month price (beginning at £9.99). This makes it cheaper for buyers with important portfolios.
Broad Funding Decisions
Interactive Investor helps 40,000+ UK and international funding choices, making it some of the complete platforms obtainable.
ISA and SIPP Choices
You’ll be able to open an ISA, Junior ISA, or SIPP, making it appropriate for each long-term savers and household buyers.
Common Investing
II permits automated month-to-month investing from as little as £25, good for UK buyers utilizing a cost-averaging technique.
Market Analysis and Instruments
The platform supplies in depth analysis, funding concepts, and curated lists like “Tremendous 60,” a shortlist of funds and trusts really useful by their analysts.
Execs & Cons
Execs
Cons
Flat month-to-month price
Costly for very small portfolios
FCA regulated
£7.99 per commerce nonetheless applies
Broad funding vary
App interface much less modern than rivals
ISA and SIPP obtainable
Learners could discover it overwhelming
Robust analysis and curated lists
Month-to-month price can add up if inactive
Pricing
Month-to-month Charge: £9.99 (Investor plan)
Share Dealing: £7.99 per commerce
Common Investing: £0 per commerce
ISA and SIPP: Included in month-to-month plans
Minimal Deposit: £100
Finest For Severe UK Traders and Lengthy-Time period Portfolios
Interactive Investor is good for:
Excessive-value portfolios — the place flat charges lower your expenses.
Lengthy-term buyers — who need ISAs and SIPPs.
DIY buyers — managing various property.
Analysis-focused merchants — who profit from analyst suggestions.
Should you’re investing greater than £50,000, II’s flat-fee construction is much cheaper than percentage-based brokers.
Professional tip: Use their Tremendous 60 fund checklist to shortcut fund analysis — it’s curated by funding consultants and saves time.
Learn how to Use Interactive Investor for UK Wealth Progress
Arrange a month-to-month funding plan to keep away from buying and selling charges, and consolidate accounts underneath one roof to get probably the most worth out of the flat-fee mannequin.
Finest Alternate Instrument
Hargreaves Lansdown — higher for these with smaller portfolios who could not profit from II’s flat-fee system.
9. Capital.com – AI-Powered CFD and Inventory Buying and selling
Capital.com is a fast-growing inventory buying and selling app within the UK, providing commission-free inventory buying and selling alongside CFDs on a number of asset courses. With over 7 million customers worldwide, it stands out for its AI-powered insights and robust academic assets, making it a great match for each freshmen and extra skilled merchants who need clever instruments.
Key Options
Fee-Free Inventory Investing
Capital.com presents 0% fee on actual inventory trades, interesting to UK buyers who need cost-effective fairness publicity.
AI-Powered Insights
The app makes use of AI to analyse buying and selling patterns and counsel enhancements. This function helps merchants refine methods and keep away from frequent behavioural errors.
CFD Buying and selling on A number of Property
Past shares, customers can commerce CFDs on foreign exchange, indices, commodities, and cryptocurrencies, making Capital.com versatile for speculative methods.
Robust Academic Content material
The app contains Investmate, a free studying app with programs, quizzes, and buying and selling guides designed for freshmen.
Consumer-Pleasant Cell Expertise
Capital.com’s app is modern and intuitive, best for mobile-first UK merchants who need quick execution and good instruments.
Execs & Cons
Execs
Cons
Fee-free inventory investing
CFDs carry excessive danger
FCA regulated
Restricted long-term funding instruments
AI-driven insights
No ISA or SIPP help
Broad asset protection
No cellphone help
Robust academic assets
In a single day charges on CFDs
Pricing
Shares: 0% fee
CFDs: Variable spreads
Minimal Deposit: £20 (card), £250 (financial institution switch)
Withdrawal Charges: None
Finest For UK Learners and CFD Merchants Looking for Sensible Instruments
Capital.com works effectively for:
Learners — who need AI instruments to information their studying.
Cell merchants — looking for a easy app interface.
CFD speculators — in search of a low-barrier entry.
UK learners — who profit from built-in training.
Capital.com is a wonderful place to begin for brand spanking new merchants who need each training and dwell markets. Professional tip: use the Investmate studying app alongside the principle buying and selling app to construct data whereas practising with small trades.
Learn how to Use Capital.com for Smarter Buying and selling
Begin with a demo account, be taught by way of Investmate, then use AI insights to overview and enhance your buying and selling patterns. Keep on with commission-free shares for long-term positions and CFDs for short-term methods.
Finest Alternate Instrument
Plus500 — one other FCA-regulated CFD dealer, however with a stronger concentrate on danger administration instruments slightly than AI.
10. FinecoBank – Multi-Market Buying and selling for UK and Europe
FinecoBank is an Italian banking group that has expanded strongly into the UK market, providing a inventory buying and selling app that mixes shares, ETFs, funds, CFDs, and banking providers underneath one roof. With 1.5 million shoppers in Europe, Fineco appeals to UK buyers who need entry to each UK and European exchanges with low, clear charges.
Key Options
Multi-Market Entry
Fineco permits buying and selling on 20+ international markets, together with London, US, and European exchanges. That is best for UK buyers who need European diversification with out a number of accounts.
Low Share Dealing Charges
UK shares may be traded for as little as £2.95 per commerce, which is cheaper than many conventional brokers.
Built-in Banking Companies
In contrast to most buying and selling apps, Fineco additionally presents present accounts, financial savings, and debit playing cards, giving customers a full monetary ecosystem.
Platform Selection
Fineco supplies net, desktop, and cell buying and selling platforms, catering to each informal buyers and lively merchants.
Academic Assist
The platform presents webinars, guides, and coaching assets, making it helpful for UK merchants who need to develop their data.
Execs & Cons
Execs
Cons
Low buying and selling charges on UK shares
No commission-free choice
FCA regulated
£100 minimal deposit
Multi-market entry
No ISA or SIPP accounts
Built-in banking options
Studying curve for brand spanking new customers
Desktop and cell platforms
Customer support much less responsive
Pricing
UK Shares: £2.95 per commerce
US Shares: $3.95 per commerce
CFDs & Foreign exchange: Variable spreads
Minimal Deposit: £100
Banking Charges: Free present account with buying and selling
Finest For UK and European Traders Who Need Low-Price Entry
FinecoBank is greatest for:
Cross-border buyers — buying and selling UK, US, and EU shares.
Price-conscious merchants — looking for low per-trade charges.
Lively buyers — who worth desktop buying and selling instruments.
UK customers — wanting each buying and selling and banking providers in a single account.
Fineco is likely one of the most cost-effective methods to commerce UK shares at £2.95. Professional tip: use their desktop buying and selling platform for skilled charting and order execution — it’s much more superior than the cell app alone.
Learn how to Use FinecoBank for UK and European Investing
Open a Fineco account for each banking and buying and selling, use the low-cost per-trade construction for frequent UK inventory trades, and diversify into European markets simply inside one app.
Finest Alternate Instrument
DEGIRO — one other low-cost dealer providing worldwide entry, however with out the banking providers Fineco supplies.
11. DEGIRO – Low-Price Dealer with International Entry
DEGIRO is a well-liked low-cost inventory buying and selling app within the UK, serving greater than 2.5 million shoppers throughout Europe. It stands out for its rock-bottom buying and selling charges and extensive entry to international markets. Whereas it doesn’t supply ISA or SIPP accounts, DEGIRO is good for cost-conscious buyers who need publicity to worldwide shares and ETFs at minimal price.
Key Options
Extremely-Low Buying and selling Charges
UK shares begin at simply £1.75 + 0.014% per commerce, making DEGIRO one of many most cost-effective brokers obtainable to UK buyers.
Entry to International Exchanges
DEGIRO supplies entry to 50+ exchanges in 30 nations, together with Europe, the US, Asia, and Australia. This makes it good for buyers seeking to construct a global portfolio.
Broad Vary of ETFs
1000’s of ETFs can be found, with a collection of commission-free ETFs for long-term, cost-effective investing.
Regulated and Trusted
DEGIRO is regulated in a number of European jurisdictions and complies with UK investor safety requirements, making certain security for account holders.
Skilled Buying and selling Platform
Its platform is designed for critical buyers, with detailed analytics, although it’s much less beginner-friendly in comparison with some mobile-first apps.
Execs & Cons
Execs
Cons
Extremely-low buying and selling charges
No ISA or SIPP help
International alternate entry
No demo account
FCA-compliant
Fewer academic assets
Broad ETF availability
Much less intuitive for freshmen
Skilled platform
No commission-free UK shares
Pricing
UK Shares: £1.75 + 0.014% per commerce
US Shares: €1 + $0.004 per share
ETFs: Some free, others low-cost
Minimal Deposit: None required
Finest For Price-Acutely aware UK Traders Looking for International Diversification
DEGIRO is greatest for:
UK buyers — centered on minimising buying and selling charges.
International merchants — wanting publicity throughout 30+ markets.
ETF buyers — benefiting from commission-free choices.
Skilled buyers — who can navigate an expert platform.
DEGIRO is likely one of the most cost-effective methods to speculate globally. Professional tip: benefit from their checklist of commission-free ETFs — it’s an underused function that enables UK buyers to construct a diversified portfolio at no further price.
Learn how to Use DEGIRO for Low-Price International Investing
Give attention to ETFs for long-term price effectivity, and use DEGIRO’s worldwide entry to diversify past the UK market. Preserve trades bigger in worth to make the small share price construction much more cost-effective.
Finest Alternate Instrument
FinecoBank — one other inexpensive choice for UK and EU shares, however with added banking options that DEGIRO doesn’t present.
12. Robinhood UK – Fee-Free US Inventory Buying and selling (Coming 2025)
After years of anticipation, Robinhood is lastly increasing into the UK in 2025. Well-known for pioneering commission-free buying and selling within the US, the app will deliver its slick interface and fractional share investing to UK merchants. Whereas particulars on the UK rollout are nonetheless being finalised, it’s anticipated to compete strongly with eToro, Buying and selling 212, and Freetrade.
Key Options
Fee-Free US Inventory Buying and selling
Robinhood will permit UK buyers to commerce US-listed shares with out paying fee. This provides cost-conscious merchants low cost entry to Wall Avenue.
Fractional Shares
Like its US counterpart, Robinhood UK will embody fractional shares, permitting investments in high-value shares comparable to Apple or Amazon with only a few kilos.
Choices Buying and selling
One in every of Robinhood’s standout options within the US is choices buying and selling. If rolled out within the UK, this might make Robinhood distinctive in comparison with most UK brokers.
Intuitive Cell Expertise
Robinhood is thought for its modern design and easy-to-use cell interface, attracting youthful buyers and mobile-first merchants.
Crypto Buying and selling (TBC in UK)
Within the US, Robinhood helps cryptocurrency buying and selling. It’s but to be confirmed whether or not this function will launch within the UK model.
Execs & Cons
Execs
Cons
Zero-commission US inventory trades
No UK launch till 2025
Fractional shares
Restricted information on UK options
Glossy, easy-to-use app
No ISA or SIPP introduced
Potential choices buying and selling
Earlier controversies in US
FCA-regulated on launch
Restricted analysis instruments
Pricing
Shares: 0% fee
Choices (TBC): Free (if US mannequin applies)
Fractional Shares: Minimal £1
Minimal Deposit: Anticipated to be low (round £1–£10)
Finest For Youthful UK Merchants Looking for US Market Entry
Robinhood UK is probably going greatest for:
Newbie buyers — wanting commission-free buying and selling.
US inventory merchants — who need Wall Avenue entry.
Cell-first customers — attracted by a modern interface.
Youthful UK merchants — who need fractional shares.
Robinhood’s UK launch is about to shake up the market.
Professional tip: Be a part of the waitlist early to achieve precedence entry when it goes dwell in 2025, since availability could also be staggered.
Learn how to Use Robinhood UK for US Inventory Buying and selling
Use the platform primarily for affordable entry to US equities, and benefit from fractional shares to construct publicity to main US tech shares. Keep watch over whether or not crypto and choices buying and selling will likely be included.
Finest Alternate Instrument
Stake — one other app that already permits UK buyers to commerce US shares commission-free.
13. XTB – Foreign exchange and CFD Buying and selling with Professional-Degree Instruments
XTB is certainly one of Europe’s largest inventory buying and selling and CFD platforms, with greater than 700,000 shoppers worldwide. Finest recognized for its award-winning xStation 5 platform, XTB caters to UK merchants who need superior charting, quick execution, and a broad collection of CFDs on shares, foreign exchange, indices, and commodities. Totally FCA regulated, it’s a trusted choice for merchants who want extra than simply primary investing instruments.
Key Options
xStation 5 Platform
The proprietary xStation 5 supplies superior charting, market sentiment information, real-time efficiency analytics, and quick order execution — good for merchants who depend on technical evaluation.
CFD Buying and selling Throughout Markets
XTB presents CFDs on shares, foreign exchange, indices, ETFs, and commodities, giving UK merchants broad publicity with leverage choices.
Academic Assets
The platform contains an intensive Buying and selling Academy, with video programs, webinars, and buying and selling guides tailor-made for all expertise ranges.
Market Evaluation Instruments
XTB supplies built-in analysis instruments like market information, financial calendars, and inventory screeners, serving to merchants make knowledgeable selections.
FCA Regulation and Security
XTB’s UK department is absolutely regulated by the FCA, giving merchants confidence within the platform’s compliance and protections.
Execs & Cons
Execs
Cons
Superior xStation 5 platform
CFDs solely, no actual inventory possession
FCA regulated
In a single day charges on leveraged trades
Broad CFD choice
£250 minimal deposit
Robust academic assets
No ISA or SIPP accounts
Quick execution speeds
Restricted to buying and selling, not long-term investing
Pricing
Shares (CFDs): 0% fee (spreads apply)
Foreign exchange: Spreads from 0.1 pips (Professional accounts)
Minimal Deposit: £250
Withdrawal Charges: None for traditional withdrawals
Finest For Lively CFD and Foreign exchange Merchants within the UK
XTB is greatest fitted to:
Lively merchants — who depend on technical evaluation.
Foreign exchange specialists — who need tight spreads.
CFD speculators — in search of international markets.
Intermediate merchants — who profit from academic assets.
XTB is constructed for critical merchants who need pro-level options.
Professional tip: Use the market sentiment instrument inside xStation 5 to see how different merchants are positioned — a function many overlook when planning trades.
Learn how to Use XTB for Smarter CFD Buying and selling
Leverage xStation 5’s analytics and sentiment instruments to refine your technique, use demo buying and selling to practise, and progressively scale into dwell trades with tight stop-losses.
Finest Alternate Instrument
AvaTrade — one other FCA-regulated CFD and foreign exchange dealer, providing copy buying and selling choices that XTB doesn’t.
14. AvaTrade – CFD and Foreign exchange Dealer with Copy Buying and selling Choices
AvaTrade is a long-standing CFD and foreign currency trading app that has been lively since 2006 and now serves over 400,000 registered customers worldwide. With FCA regulation and a number of platform selections, together with MetaTrader 4, MetaTrader 5, and AvaTradeGO, it’s a powerful choice for UK merchants who need flexibility, copy buying and selling, and publicity to international markets.
Key Options
Broad CFD Providing
AvaTrade helps CFDs on shares, foreign exchange, indices, ETFs, choices, and cryptocurrencies, giving merchants entry to 1000’s of markets with leverage.
Copy Buying and selling with AvaSocial
By means of its AvaSocial app, merchants can copy the methods of skilled buyers, much like eToro’s CopyTrading. That is particularly helpful for freshmen.
A number of Platforms
Merchants can select between AvaTradeGO (user-friendly cell app), MetaTrader 4/5 (skilled platforms), and WebTrader. This selection makes it appropriate for each freshmen and execs.
Threat Administration Instruments
The app presents superior order sorts, margin safety, and damaging steadiness safety, serving to UK merchants management danger when buying and selling leveraged merchandise.
Robust Academic Assets
AvaTrade contains free video tutorials, eBooks, and webinars, supporting newbie merchants who need to enhance their data.
Execs & Cons
Execs
Cons
A number of buying and selling platforms
CFDs solely, no share possession
FCA regulated
In a single day financing charges
Copy buying and selling through AvaSocial
£100 minimal deposit
Broad asset protection
Inactivity charges after 3 months
Robust academic assets
Buyer help might be sooner
Pricing
Shares (CFDs): Variable spreads
Foreign exchange: Spreads from 0.9 pips
Choices Buying and selling: Accessible
Minimal Deposit: £100
Withdrawal Charges: None
Finest For UK Merchants Looking for Copy Buying and selling and Platform Flexibility
AvaTrade is greatest fitted to:
Newbie merchants — who can be taught by copying others.
Foreign exchange merchants — utilizing MT4/MT5 for superior methods.
Cell-first buyers — preferring AvaTradeGO.
UK merchants — needing FCA-regulated security.
AvaTrade combines broad CFD entry with copy buying and selling. Professional tip: freshmen ought to begin with AvaSocial to observe skilled merchants, whereas superior customers will profit extra from MetaTrader 5’s technical depth.
Learn how to Use AvaTrade for CFD Success
Begin with AvaTradeGO for easy cell buying and selling, then progress to MT4/MT5 for deeper methods. Use AvaSocial for those who favor studying by way of copying skilled merchants’ strikes.
Finest Alternate Instrument
XTB — one other sturdy CFD dealer, however with extra emphasis on superior charting by way of its xStation 5 platform.
15. Libertex – CFD Buying and selling with Easy Consumer Expertise
Libertex has been round since 1997 and serves over 2.2 million customers worldwide, making it one of many extra established CFD buying and selling apps within the UK. Recognized for its simplicity and easy price construction, Libertex focuses on freshmen and intermediate merchants who need publicity to CFDs on shares, indices, foreign exchange, commodities, and crypto, with out coping with hidden fees.
Key Options
CFD Buying and selling on A number of Property
Libertex presents CFDs on over 250 devices, together with shares, indices, ETFs, foreign exchange pairs, and cryptocurrencies, giving UK merchants a big selection of speculative alternatives.
Fastened Commissions
In contrast to many CFD brokers that use spreads, Libertex fees low, mounted commissions per commerce, making prices predictable and simple to know.
Consumer-Pleasant App
The Libertex platform is designed for freshmen, with a clear interface and fast order execution. It’s much less intimidating than some superior platforms like MetaTrader or xStation.
Demo Account
Merchants can practise methods utilizing a free demo account earlier than committing actual cash, which helps new customers construct confidence.
Multi-Platform Entry
Along with its native app, Libertex helps MetaTrader 4 and MetaTrader 5, providing flexibility for superior merchants.
Execs & Cons
Execs
Cons
Fastened commissions, clear prices
CFDs solely, no inventory possession
FCA regulated
Restricted superior instruments
Newbie-friendly interface
Fewer devices than huge rivals
Demo account obtainable
In a single day charges on leveraged trades
Helps MT4/MT5
No ISA or SIPP choices
Pricing
Shares (CFDs): From 0.1% fee per commerce
Foreign exchange/Indices/Commodities: Variable low commissions
Minimal Deposit: £10
Withdrawal Charges: Small charges could apply relying on technique
Finest For UK Learners Who Need Easy CFD Buying and selling
Libertex is greatest fitted to:
New CFD merchants — who need low, clear commissions.
Cell merchants — needing a simple interface.
Small buyers — with minimal deposits as little as £10.
Intermediate merchants — preferring MT4/MT5 integration.
Libertex is good if you need a no-frills CFD platform with clear pricing. Professional tip: begin on the native app to be taught, however graduate to MT4/MT5 for superior instruments when you’re comfy.
Learn how to Use Libertex for Smarter Buying and selling
Open a demo account to familiarise your self with the mounted fee mannequin, then transition to dwell buying and selling with small quantities. Think about using MT4/MT5 for deeper charting and technique constructing.
Finest Alternate Instrument
Plus500 — one other FCA-regulated CFD dealer, however with extra emphasis on built-in danger administration instruments.
16. Wealthify – Automated Investing for Passive UK Merchants
Wealthify is a UK-based robo-advisor app owned by Aviva, designed for buyers who need a hands-off strategy. As an alternative of manually shopping for and promoting shares, Wealthify builds and manages a diversified portfolio for you. With FCA regulation and FSCS safety, it’s one of many most secure methods for UK buyers to develop wealth passively.
Key Options
Automated Portfolios
Wealthify presents ready-made funding portfolios managed by consultants. You merely select your danger degree, and the platform handles the remainder.
Shares & Shares ISA
UK buyers can open a tax-efficient Shares & Shares ISA, making Wealthify a gorgeous choice for long-term savers.
Moral Investing Choices
The platform contains moral portfolios, specializing in socially accountable corporations for buyers who need sustainability alongside returns.
Low Minimal Funding
You can begin investing with as little as £1, making Wealthify some of the accessible robo-advisors within the UK.
Backed by Aviva
Being owned by Aviva provides belief and credibility, reassuring UK buyers concerning the security of their funds.
Execs & Cons
Execs
Cons
FCA regulated & FSCS protected
0.6% annual administration price
Moral investing choices
No direct inventory selecting
ISA accounts obtainable
Restricted management over portfolio
Low minimal deposit
Fewer superior options
Backed by Aviva
Much less appropriate for lively merchants
Pricing
Annual Charge: 0.6% (plus fund charges, ~0.2%)
ISA Account: Included
Minimal Deposit: £1
Withdrawal Charges: None
Finest For UK Traders Looking for Passive Wealth Progress
Wealthify is greatest fitted to:
New buyers — who need automated portfolios.
Lengthy-term savers — who worth ISA tax effectivity.
Moral buyers — looking for sustainable choices.
UK freshmen — beginning with minimal capital.
Wealthify is ideal if you wish to “set it and neglect it.” Professional tip: select the moral portfolio choice if you need sustainability whereas nonetheless gaining market publicity — many UK buyers overlook this selection.
Learn how to Use Wealthify for Lengthy-Time period Investing
Arrange a direct debit for month-to-month contributions into your ISA account, select your danger profile, and let Wealthify’s automated system handle your investments.
Finest Alternate Instrument
Nutmeg — one other UK robo-advisor, with extra portfolio customisation and pension choices.
17. Nutmeg – Managed Portfolios for Lengthy-Time period UK Traders
Nutmeg is likely one of the UK’s main robo-advisor apps, owned by JPMorgan Chase. With greater than 200,000 shoppers and £4.5 billion in property underneath administration, Nutmeg is a powerful selection for buyers preferring managed portfolios over DIY buying and selling. Its concentrate on ISAs, pensions, and basic funding accounts makes it best for long-term wealth constructing.
Key Options
Managed Portfolios
Nutmeg presents 4 varieties of portfolios: Fastened Allocation, Totally Managed, Socially Accountable, and Sensible Alpha (powered by JPMorgan). This flexibility permits UK buyers to align investments with objectives and values.
Shares & Shares ISA and Pension
Nutmeg helps each Shares & Shares ISAs and private pensions, making it engaging for tax-efficient long-term saving.
Clear Charges
Nutmeg fees a transparent percentage-based annual price relying on portfolio kind, with no hidden prices.
Purpose-Primarily based Investing
You’ll be able to set particular objectives (like retirement or shopping for a house), and Nutmeg designs a portfolio tailor-made to these targets.
Cell and Net Entry
The Nutmeg app and net platform present straightforward account administration and portfolio monitoring.
Execs & Cons
Execs
Cons
FCA regulated & FSCS protected
0.75% annual price (increased than some rivals)
Wide selection of portfolio selections
No particular person inventory buying and selling
ISA and pension accounts
Much less management for superior merchants
Backed by JPMorgan
£500 minimal for some accounts
Clear charges
Efficiency varies with market
Pricing
Fastened Allocation Portfolio: 0.45% yearly
Totally Managed Portfolio: 0.75% yearly (tiered decrease on bigger sums)
Sensible Alpha: 0.75% yearly
Minimal Deposit: £100 for ISAs, £500 for pensions
Finest For UK Traders Targeted on Lengthy-Time period, Arms-Off Portfolios
Nutmeg is greatest for:
ISA savers — wanting a managed strategy.
Pension planners — in search of tax-efficient retirement progress.
Moral buyers — selecting socially accountable portfolios.
Busy professionals — preferring automated administration.
Nutmeg is likely one of the greatest robo-advisors within the UK for long-term planning. Professional tip: you probably have over £100,000 to speculate, Nutmeg’s tiered price construction turns into rather more aggressive in comparison with Wealthify.
Learn how to Use Nutmeg for Retirement and ISA Progress
Begin with a Shares & Shares ISA for tax effectivity, take into account a pension for long-term planning, and modify portfolio kind (Fastened, Managed, or Sensible Alpha) based mostly in your danger urge for food.
Finest Alternate Instrument
Wealthify — a less complicated robo-advisor with decrease minimal deposits, although with fewer portfolio choices.
18. Stake – Fee-Free Entry to US Shares
Stake is a inventory buying and selling app centered on giving UK buyers commission-free entry to US-listed shares and ETFs. With greater than 500,000 international customers, Stake stands out for its clear interface, fractional shares, and entry to over 6,000 US shares. It’s a gorgeous selection for UK buyers who need publicity to Wall Avenue with out paying excessive charges.
Key Options
Fee-Free US Inventory Buying and selling
Stake permits UK customers to commerce US shares and ETFs with out fee charges, making it cost-effective for these constructing US-focused portfolios.
Fractional Shares
Like eToro and Robinhood, Stake helps fractional shares, letting you spend money on high-value corporations with as little as £1.
Quick and Easy App
The Stake app is trendy and streamlined, with quick commerce execution and an intuitive interface, making it best for mobile-first buyers.
US Market Focus
In contrast to different UK brokers, Stake specialises solely in US equities, which is useful for merchants centered on tech giants and US progress corporations.
A number of Account Varieties
Stake presents each commonplace and premium accounts (Stake Black), with perks like prompt funding and analyst rankings.
Execs & Cons
Execs
Cons
Fee-free US buying and selling
Solely US markets obtainable
FCA regulated
No ISA or SIPP help
Fractional shares
$2 FX price per deposit
Trendy cell app
Restricted analysis instruments
Entry to six,000+ US shares
Not best for UK-focused buyers
Pricing
Shares & ETFs: 0% fee
FX Charge: 0.5% (min $2 per deposit)
Stake Black (premium): £9/month for further options
Minimal Deposit: £50
Finest For UK Merchants Looking for Low cost Entry to US Equities
Stake is greatest for:
US-focused buyers — who need publicity to Wall Avenue.
Learners — attracted by fractional shares.
Cell merchants — preferring modern apps.
UK buyers — looking for commission-free entry to progress shares.
Stake is good for those who’re centered solely on the US inventory market.
Professional tip: improve to Stake Black if you need analyst rankings and prompt deposits — it’s price it for lively merchants.
Learn how to Use Stake for US Market Investing
Open an ordinary account to start out, use fractional shares for diversification, and take into account Stake Black for those who commerce incessantly or want analysis instruments.
Finest Alternate Instrument
Robinhood UK (2025 launch) — one other platform specializing in commission-free US inventory entry, however with potential extras like choices buying and selling.
19. CMC Markets – Superior CFD Platform for Lively Merchants
Based in 1989, CMC Markets is likely one of the most established CFD buying and selling apps within the UK, serving each retail {and professional} merchants. It presents entry to 12,000+ devices, together with shares, indices, foreign exchange, commodities, and treasuries. With FCA regulation and robust danger administration instruments, CMC Markets is constructed for lively UK merchants who need a professional-grade expertise.
Key Options
Intensive CFD Vary
CMC supplies CFDs on international shares, ETFs, indices, foreign exchange pairs, and commodities. Its enormous choice makes it some of the complete CFD platforms obtainable.
Subsequent Technology Platform
The Subsequent Technology platform contains superior charting with 115 indicators, drawing instruments, and customisable layouts, making it best for technical merchants.
Threat Administration Instruments
Options like assured stop-loss orders and worth alerts assist merchants cut back danger when coping with leveraged merchandise.
FCA Regulation and Safety
CMC is absolutely FCA regulated, offering safety and compliance for UK merchants.
Cell App Performance
The cell app mirrors the Subsequent Technology platform, offering sturdy charting and analysis capabilities on the go.
Execs & Cons
Execs
Cons
Wide selection of CFDs
CFDs solely, no inventory possession
FCA regulated
In a single day financing charges
Superior charting instruments
Excessive studying curve for freshmen
Robust danger administration
No ISA or SIPP help
Lengthy-standing fame
Minimal deposit £100
Pricing
Shares (CFDs): Variable spreads
Foreign exchange: Spreads from 0.3 pips
UK Shares (CFDs): From 0.10% per commerce
Minimal Deposit: £100
Withdrawal Charges: None
Finest For UK Lively CFD Merchants Who Need Professional Instruments
CMC Markets is greatest for:
Technical merchants — needing superior charting and evaluation.
CFD specialists — in search of broad international publicity.
Lively day merchants — who depend on quick execution.
UK professionals — who need FCA-regulated safety.
CMC is likely one of the most complete CFD platforms. Professional tip: benefit from the Subsequent Technology platform’s chart structure saving function — it saves time and makes switching between methods seamless.
Learn how to Use CMC Markets for UK CFD Buying and selling
Use the demo account to get aware of Subsequent Technology, arrange assured stop-loss orders for cover, and progressively enhance commerce sizes as confidence builds.
Finest Alternate Instrument
XTB — one other FCA-regulated CFD dealer with superior charting, however a decrease minimal deposit for entry.
20. Revolut – Multi-Asset Buying and selling for Informal Traders
Revolut began as a digital banking app however has grown into some of the accessible inventory buying and selling apps within the UK. With greater than 8 million UK customers, Revolut permits informal buyers to commerce shares, ETFs, and cryptocurrencies alongside on a regular basis banking. Whereas it lacks superior options of devoted brokers, its comfort and low boundaries make it best for these simply beginning out.
Key Options
Fractional Share Buying and selling
Revolut permits you to purchase fractional shares of world corporations, making it straightforward to start out with as little as £1.
Multi-Asset Entry
Alongside shares and ETFs, Revolut additionally helps cryptocurrency and commodities buying and selling, interesting to customers who need all-in-one entry.
Subscription Tiers
Revolut presents free accounts with restricted trades monthly, whereas premium tiers (Plus, Premium, Metallic) embody increased allowances and decreased charges.
Built-in Banking and Buying and selling
As a banking app first, Revolut means that you can handle cash, spend overseas, and spend money on one place, making it extremely handy.
Newbie-Pleasant Interface
The app design is clear and easy, eradicating complexity for these new to investing.
Execs & Cons
Execs
Cons
FCA regulated
Restricted analysis and analytics
Fractional shares
Buying and selling capped by account tier
Multi-asset choices
No ISA or SIPP accounts
Newbie-friendly
Not fitted to superior merchants
Built-in with banking app
Charges apply on free tier
Pricing
Shares & ETFs: 0% fee (limits apply)
Free Tier: 1 commerce monthly
Premium Tiers: From £2.99/month (extra trades included)
Minimal Deposit: £1
Finest For UK Informal Traders and Banking-App Customers
Revolut is greatest for:
Informal buyers — dipping into the markets sometimes.
Learners — beginning with very small quantities.
Cell customers — who need banking and buying and selling in a single app.
Crypto-curious buyers — who additionally need inventory publicity.
Revolut is nice for freshmen who need the whole lot in a single app. Professional tip: improve to Premium for those who plan to make greater than a handful of trades month-to-month — in any other case, charges can add up shortly.
Learn how to Use Revolut for Easy UK Investing
Begin with small fractional investments, discover totally different asset courses, and use Revolut as a stepping stone earlier than shifting to extra superior brokers.
Finest Alternate Instrument
Buying and selling 212 — a stronger selection for commission-free investing with ISAs and extra inventory choices.
Last Ideas on the Finest Inventory Buying and selling Apps within the UK for 2025
The UK market presents no scarcity of buying and selling platforms, however the precise app is determined by your objectives. Should you’re after commission-free trades, apps like Buying and selling 212, Freetrade, and Stake stand out. For critical merchants, IG, Saxo Markets, and CMC Markets present superior instruments and analysis. Should you favor a hands-off investing model, robo-advisors like Wealthify and Nutmeg could also be one of the best match.
The important thing takeaway is that there’s no one-size-fits-all. One of the best inventory buying and selling app within the UK for you’ll rely upon whether or not you’re a newbie, an lively CFD dealer, or a long-term investor constructing retirement wealth.
How Pearl Lemon Make investments Can Assist Your Buying and selling Journey
At Pearl Lemon Make investments, we perceive that selecting the best buying and selling app is simply step one. Our staff helps UK buyers construct smarter methods, handle portfolios, and uncover alternatives throughout equities, ETFs, and various investments.
Whether or not you’re simply beginning out with fractional shares on eToro or constructing a six-figure portfolio with Interactive Investor, we provide steerage designed to align along with your objectives.
Don’t depart your future to probability — let’s work collectively to verify your investments develop in the precise course.
FAQs
What’s the most secure inventory buying and selling app within the UK? FCA-regulated apps like Hargreaves Lansdown, IG, and Interactive Investor are among the many most secure as a result of sturdy compliance and investor safety.
Which UK buying and selling app is greatest for freshmen? eToro, Buying and selling 212, and Freetrade are beginner-friendly with commission-free trades and fractional shares.
Can I commerce US shares from the UK? Sure, apps like Stake, eToro, and shortly Robinhood UK permit commission-free entry to US markets.
Do any UK buying and selling apps supply ISAs? Sure, Buying and selling 212, Freetrade, Hargreaves Lansdown, and Nutmeg all help tax-efficient ISA accounts.
What’s the most cost effective inventory buying and selling app within the UK? DEGIRO and FinecoBank are among the many most cost-effective, providing trades from £1.75 and £2.95 respectively.
Are inventory buying and selling apps FCA regulated? All main apps on this checklist, together with eToro, IG, and Saxo Markets, are regulated by the FCA for UK operations.
Can I practise buying and selling with out risking cash? Sure, apps like eToro, Plus500, and Libertex supply free demo accounts for apply.
Which buying and selling app has one of the best analysis instruments? IG, Saxo Markets, and CMC Markets stand out for superior analysis and analytics.
Do UK inventory buying and selling apps permit crypto buying and selling? Sure, some do. eToro, Capital.com, AvaTrade, and Revolut embody crypto alongside shares.
What’s the minimal deposit for many UK buying and selling apps? It varies — Revolut and Buying and selling 212 begin from £1, whereas Saxo Markets requires £500, and IG asks for £250.
