Trulioo has joined Google’s Agent Funds Protocol (AP2) to offer its Digital Agent Passport and Know Your Agent (KYA) framework, making a trusted identification layer for AI-driven, agent-led funds.
AP2 establishes a typical commonplace for a way AI brokers transact, and Trulioo ensures each agent interacting within the ecosystem is authenticated, approved, and accountable earlier than executing a cost.
Agentic funds stay early however are poised to scale rapidly as identification layers like KYA mature and mix with programmable settlement rails equivalent to stablecoins and tokenized deposits, enabling secure, real-time autonomous transactions.
Agentic funds are on the rise this season, and digital identification platform Trulioo is stepping as much as assist shield agent-led transactions. The Canada-based firm has joined Google’s Agent Funds Protocol (AP2) initiative.
With the launch, Trulioo is deepening its long-standing ties with Google, which leverages Trulioo’s International Identification Platform for Know Your Buyer (KYC) verification.
Google launched AP2 in September 2025 to offer an open, standardized framework for digital funds. AP2 connects banks, fintechs, and retailers with its protocol that creates a typical language for a way AI brokers can transact on behalf of customers.
Trulioo will convey its Digital Agent Passport and KYA framework to AP2. Along with Trulioo’s KYA framework, the Digital Agent Passport creates a verifiable belief layer inside AP2, guaranteeing each digital agent is authenticated, approved, and accountable earlier than transacting.
“The way forward for commerce belongs to brokers that may assume, act, and transact independently, however provided that they are often trusted,” mentioned Trulioo CEO Vicky Bindra. “By becoming a member of AP2, we’re serving to outline the identification spine for autonomous funds, the place verified brokers transact transparently, responsibly, and at machine pace. That is the structure, and the long run, of trusted agentic commerce. We’re proud to be working with Google to convey verified identification to agentic funds.”
Headquartered in Canada and based in 2011, Trulioo has raised $475 million. The corporate presents world verification for each companies and clients in 195 international locations and with the flexibility to confirm greater than 14,000 ID paperwork and 700 million enterprise entities whereas checking towards greater than 6,000 watchlists. Trulioo has demoed at 10 Finovate occasions, most not too long ago showcasing its identification platform at FinovateEurope 2023.
Trulioo launched its Know Your Agent (KYA) answer in August 2025. “KYA is a brand new identification layer designed for agent-led digital interactions, bringing belief and compliance to agentic commerce with out compromising pace or person expertise,” the corporate mentioned. “This isn’t simply technical infrastructure—it’s a real-time belief layer that quietly safeguards the ecosystem whereas letting every thing transfer at machine pace.”
Agentic funds are nonetheless of their early levels, largely as a result of true autonomy requires greater than clever brokers. For the ecosystem to work, agentic funds require a safe, verifiable system for authorizing transactions with out human intervention. As identification layers like KYA mature, shoppers and companies will grow to be extra comfy permitting AI brokers to provoke funds, execute purchases, handle subscriptions, and even negotiate transactions on their behalf.
The shift turns into much more notable as agentic funds intersect with programmable settlement rails equivalent to stablecoins and tokenized deposits. These cost strategies allow real-time, programmable, and low-cost transactions that can assist autonomous brokers function safely at scale. When mixed, trusted agent identification plus programmable cash may convey agent-led commerce into mainstream markets quickly, particularly if safety layers like Trulioo’s are already in place.
Photograph by Czapp Árpád
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