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The XRP value might rise 50X to $100 within the subsequent 5 years, based on South Korean YoungHoon Kim, who claims the title of “world’s smartest particular person.”
Kim, who the Giga Society says has an IQ of 276, larger even than Albert Einstein’s estimated 160, made the remark in a Dec. 14 put up on X.
Based mostly on my private view, #XRP might probably attain $100 over the subsequent 5 years. (NFA/DYOR)
— YoungHoon Kim, IQ 276 (@yhbryankimiq) December 14, 2025
His prediction follows a Dec. 12 put up, when he mentioned that he might be shopping for XRP. He adopted his newest put up with one other that mentioned, ”You probably have the next IQ, then chances are you’ll be extra more likely to maintain #XRP. (NFA / DYOR).”
The validity of such excessive IQs are disputed by some specialists and Vice.com has questioned Kim’s IQ declare.
This isn’t Kim’s first prediction for the crypto market. Earlier this month he mentioned that “Bitcoin seems to be prepared to interrupt each prediction ever written,” and that “the true bull run begins when individuals assume it’s already over.” He has additionally referred to as Bitcoin “the cash of God.”
XRP Would Be Value Extra Than Total Crypto Market At $100
The XRP value dropped a fraction of a p.c prior to now 24 hours to commerce at $1.99 as of seven:45 a.m. EST, based on CoinGecko, taking its loss for the previous month to greater than 12%.

XRP value (Supply: CoinGecko)
The Ripple token has a market capitalization of $120.197 billion proper now and a circulating provide of over 99.9 billion tokens.
If the $100 prediction by Kim performs out by the tip of the last decade, it will mark a 50X achieve from the crypto’s present value. That will see the token’s market cap soar to greater than $6 trillion, nearly double the complete trade’s present market cap of $3.06 trillion.
In feedback beneath Kim’s X put up, a number of individuals mentioned that his prediction is unrealistic, whereas supporters mentioned that the $100 goal doesn’t consider any adjustments available in the market that would result in elevated demand for XRP.
These supporters added that Ripple’s transfer to turn out to be a constitution financial institution may very well be a significant catalyst for the XRP value.
A number of Elementary Catalysts Align For XRP
Kim’s prediction comes after a collection of developments for XRP and Ripple.
Ripple has made a number of acquisitions and strikes this 12 months which might be all a part of a broader effort to broaden the presence of its fee infrastructure within the conventional monetary system.
Moreover, spot XRP ETFs (exchange-traded funds) launched within the US earlier this 12 months have already collected over $1 billion in property. In keeping with knowledge from SoSoValue, Canary’s XRPC leads with $342.01 million in web property.
The Ripple ecosystem additionally acquired a lift after it was introduced that “wrapped XRP” will quickly be launched on the Solana blockchain, rising the token’s publicity.
XRP Chart Reveals Indecisiveness
Earlier than XRP can go on to soar to Kim’s predicted $100 goal, it might want to overcome a long-term descending trending line that has pushed the altcoin’s value down in latest weeks.

Day by day chart for XRP/USDT (Supply: TradingView)
XRP is now approaching the help degree at $1.9060. If this degree is breached and consumers don’t step in, the crypto might find yourself tumbling to as little as $1.5770 within the quick time period.
Nevertheless, a rebound from the present degree might end in XRP breaking above the descending development line. Consumers may subsequently attempt to push the crypto to above the $2.2440 resistance degree, earlier than a possible climb to as excessive as $2.6950 if the stress from bulls persists.
technical indicators, each the Shifting Common Convergence Divergence (MACD) and the Relative Energy Index (RSI) on the each day chart counsel the XRP value might go both approach. The crypto’s route within the subsequent couple of days will rely closely on whether or not consumers or sellers step in to take management.
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